Overview
Target Audience & Business Model
Key Features
A micro-tool for freelancers to calculate optimal monthly Solo 401(k) or SEP IRA contributions based on their actual shifting monthly income.
Monetization
Free + $6.99/month Pro
Target Market
Global
Target Audience
Freelancers, self-employed professionals, independent contractors in US/Canada
Unique Value
Variable-income-aware — recalculates contribution each month based on what you actually earned
- Monthly net income input → instant contribution calculation
- Solo 401(k) vs SEP IRA comparison with max contribution limits
- Employee + employer contribution split calculator for Solo 401k
- Annual contribution ceiling tracker (IRS limits: 2025 = $70,000 Solo 401k)
- Tax savings estimator: how much you save in federal taxes by contributing
- Month-by-month contribution log
- Quarterly income summary for annual tax filing
- Reminder: set aside monthly contribution before spending
- Roth vs Traditional contribution comparison for Solo 401(k)